Refinance Rates Hold in Focus as Borrowers Weigh Timing, Savings, and Risk

Refinance rates remain a key concern for homeowners balancing lower monthly payments against closing costs, credit standards, and the chance that rates move again before a deal is locked in.

Refinance rates stay under pressure as borrowers wait for clearer direction

Refinance rates remain sensitive to inflation, bond yields, and Federal Reserve expectations. Homeowners looking to refinance are weighing whether to act now or wait for a better window as lenders adj…