Navy Federal Pledge Loans and the 91/3 Rule Draw Attention From Cardholders

A set of credit card tactics tied to Navy Federal is circulating among consumers, including pledge loans, the 91/3 application rule, and credit line increase strategies. The advice centers on how to b…

Navy Federal Cardholders Weigh the Tradeoffs of Pledge Loans, CLI Timing, and Premium Cash Back

Navy Federal products draw strong loyalty for cash back, travel perks, and customer service, but members also trade tips on pledge loans, credit line increases, card locks, and eligibility limits.